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Bounce Houses

United Methodist Insurance’s only mission is protecting the property and ministries of The United Methodist Church. Our service provider Church Insurance Agency Corporation (CIAC) would like to make the following recommendations regarding the use of inflatables at church-sponsored events.

  • Require the rental company providing the inflatable to provide proof of insurance.
  • Before setting up the inflatable, check its condition to make sure there are no rips or holes.
  • When setting up the inflatable, choose a flat area and place a tarp on the ground to protect the bottom against rips or holes.
  • The inflatable should be staked and weighted down.
  • The inflatable should be fully inflated and not sagging; this will increase the likelihood that children will not land on each other.
  • Only children of similar sizes and ages should use the inflatable at the same time.
  • Limit the number of children using the inflatable at any one time.
  • Remove children who are tired and therefore more likely to be injured.
  • Provide adult supervision (two or more adults are preferable) at all times; place an emphasis on avoiding rough play.

The policy offered by United Methodist Insurance reads as follows:
“Insured” includes:
“Your” member or volunteer, but only for liability incurred while engaged in activities authorized by and performed on behalf of “you.”

We pay all sums which an insured becomes legally obligated to pay as damages due to bodily injury...
caused by an occurrence which takes place in the coverage territory, and the bodily injury or property damage must occur during the policy period.

We hope that the information provided here will help your church to have a safe and successful project. Should you have additional questions or concerns, please contact CIAC at (800) 293-3525.

CLICK HERE for a downloadable pdf version of this tip sheet. 

Information and descriptions of policies and services are provided solely for general informational purposes and are not intended to be complete descriptions. For complete details of coverage, including exclusions, limitations and restrictions, the actual policy or certificate shall govern.