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General Liability

Liability coverages include: 

  • Commercial General Liability
  • Sexual Misconduct Liability
  • Pastoral Counseling Liability
  • Employee Benefits Liability
  • Hired & Non Owned Auto Liability
  • Cemetery/Columbaria Liability
  • Teachers Liability
  • Products Completed Liability
  • Host Liquor Liability

Sample types of injuries or damages covered:

  • Personal injury protection, which includes:
    • Libel and slander
    • Mental anguish and injury as a result of physical injury
  • Physical Injury while on church property or participating in a church activity
    • Covers reasonable medical, dental and surgical expenses
    • Expenses must be incurred within two years of injury
  • Protection against sexual misconduct allegations
    • Maximum $1 million per suit
    • Policy limit of $3 million