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Your Guide to Ministry Board Protection

Updated: Jan 19

Your ministry's board plays a crucial role in its success, and ensuring its protection is paramount. What protection measures do you have in place? UMIP understands the unique challenges faced by ministries. Here are our four key insights to effectively safeguard your board:

1. Understanding Financial Crime:

Financial crimes, such as embezzlement and fraud, pose a threat to any ministry. Board members need to be vigilant and implement preventive measures. Thorough background checks, regular internal/external audits, and secure financial processes can mitigate the risk of financial misconduct.

2. Implementing Financial Controls:

Establish strong financial controls, including segregating duties to prevent unauthorized actions, regular reconciliations, budgetary oversight, and proper authorization processes. Read more on the importance of financial controls to prevent and detect financial irregularities here.

3. Nonprofit Insurance and Management Liability:

Discover the superhero cape your ministry needs—nonprofit insurance! These insurance options cover legal fees and financial losses, giving board members confidence in their decision-making.

4. Exploring Directors and Officers (D&O) Liability Insurance:

Shield board members from personal financial losses with D&O liability insurance. This type of insurance becomes crucial when board members face legal challenges related to decisions made on behalf of the ministry. Securing D&O insurance can also attract and retain qualified individuals for board positions.

Take a proactive step in protecting your ministry. Get a quote from us now and ensure your board is covered like never before!


Find additional information from our lead carriers, Church Mutual, GuideOne, AmTrust Financial, and The Hartford for materials below that were used in the creation of this resource.


This content has been prepared by United Methodist Insurance Company (UMI) for informational purposes only. No article or document may accurately contemplate all possible scenarios or church resources. As such, this information is meant to foster discussion by the individual church and its members to develop a plan tailored to its own circumstances. UMI is providing this information with no warranties or guarantees of any kind and it should not be viewed as legal, financial, or other professional advice. All liability is expressly disclaimed. Any claim examples described herein are general in nature, may or may not be based on actual claims, and are for informational purposes only. Any coverage available for a claim is determined from the facts and circumstances of the claim as well as the terms and conditions of any applicable policy, including any exclusions or deductibles. In the event of a conflict with the content herein, the terms and conditions of any issued policy will control. Individual coverage may vary and may not be available in all states.

The commercial insurance coverages for United Methodist Insurance are sold and serviced directly or indirectly by Sovereign Insurance Agency (CA Lic. No. 0B01380) ("Sovereign") and underwritten by various available insurance markets. Sovereign pays United Methodist Insurance a royalty for the use of its intellectual property.


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