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Protecting Your Ministry Property

Updated: Jul 19, 2022

Outside of your people, your property is one of the most important assets of your ministry. It’s where you make disciples, where you serve your community, and where you express your faith. And in many instances, your property might be historically valuable as well, so it’s only right that you protect your property for future generations.

Why should you protect your property?

There are historical and organizational reasons you’d want to protect your property. The financial reasons alone are a good reason to make sure your property is protected in the event of an accident. Fires, storm damage, electrical malfunctions, and other unforeseen events can leave your ministry paying significant costs to repair or rebuild.

How do you protect your property?

The first step to protecting your property is finding appropriate insurance coverage for your ministry. It can often be difficult to find coverage that fits your church, but thankfully, UMIP offers tailored coverage solutions designed to help protect churches just like yours. UMIP customers can have their coverage shopped with multiple top-tier insurance carriers to try to find the most affordable and appropriate coverage for your ministry.

Beyond finding appropriate protection for your ministry, there are many things you can do to help reduce the risks your property faces. For example, you can trim branches before severe weather strikes, insulate your buildings before winter, install security systems, and consistently perform routine maintenance and repairs. These are just a few things you can do to help reduce your risk, but UMIP offers many different risk management resources that provide you with additional ways to mitigate risk.

What kind of property can UMIP help protect?

  • Church buildings

  • Parsonages

  • Playgrounds

  • Associated pre-schools or daycares

  • Food pantries

  • Recreation centers

  • Thrift stores/ancillary businesses

  • Other church properties

Contact our dedicated team of representatives to learn more about how UMIP can help protect your property or request a free quote today!


This content has been prepared by United Methodist Insurance Company (UMI) for informational purposes only. No article or document may accurately contemplate all possible scenarios or church resources. As such, this information is meant to foster discussion by the individual church and its members to develop a plan tailored to its own circumstances. UMI is providing this information with no warranties or guarantees of any kind and it should not be viewed as legal, financial, or other professional advice. All liability is expressly disclaimed. Any claim examples described herein are general in nature, may or may not be based on actual claims, and are for informational purposes only. Any coverage available for a claim is determined from the facts and circumstances of the claim as well as the terms and conditions of any applicable policy, including any exclusions or deductibles. In the event of a conflict with the content herein, the terms and conditions of any issued policy will control. Individual coverage may vary and may not be available in all states.

The commercial insurance coverages for United Methodist Insurance are sold and serviced directly or indirectly by Sovereign Insurance Agency (CA Lic. No. 0B01380) ("Sovereign") and underwritten by various available insurance markets. Sovereign pays United Methodist Insurance a royalty for the use of its intellectual property.


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