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Water Safety Considerations

Updated: Oct 22, 2023

May is Water Safety Month, so it’s important to remember risks associated with being around water. If your church has a pool or pond nearby, or hosts events at the beach or waterparks, we have some tips on how to help reduce the risk your visitors may face.

Never let people swim alone

Having supervision while around water can be the difference between life or death. Never let anyone swim alone and never let children be alone while around water. Having a lifeguard on duty anytime you’re in the water is a great way to help reduce the risk of drowning.

Maintain the necessary safety aids

In addition to making sure people swim with supervision, be sure to have the necessary supplies on hand in case of an emergency. Keep a first aid kit, life preservers, and a phone nearby anytime someone is swimming to help provide the necessary aid in the event of an accident.

Don’t swim during storms

Severe weather presents all sorts of risks to your ministry and people, but those risks are increased while around water. Lightning, rough waves, and decreased visibility all increase the dangers of swimming. Be sure to only schedule events and allow access to swimming areas when the weather allows it.

Prevent unauthorized access to pools

Enclosing pools with fences, gates, or buildings is a great way of keeping unsupervised and unauthorized people from gaining access. You could be liable in the event someone comes onto your property and falls into the water or drowns. Taking reasonable steps to limit access to bodies of water can help keep people safe and reduce your liability at the same time.

When you are covered by UMIP, we will be there when you need us. Churches have unique needs. As a part of the denomination, we understand the unique needs of United Methodist churches and their operations, which is reflected in our coverage options. Your ministry deserves outstanding insurance and UMIP works for you each day to help protect your church’s people, property, and finances.

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This content has been prepared by United Methodist Insurance Company (UMI) for informational purposes only. No article or document may accurately contemplate all possible scenarios or church resources. As such, this information is meant to foster discussion by the individual church and its members to develop a plan tailored to its own circumstances. UMI is providing this information with no warranties or guarantees of any kind and it should not be viewed as legal, financial, or other professional advice. All liability is expressly disclaimed. Any claim examples described herein are general in nature, may or may not be based on actual claims, and are for informational purposes only. Any coverage available for a claim is determined from the facts and circumstances of the claim as well as the terms and conditions of any applicable policy, including any exclusions or deductibles. In the event of a conflict with the content herein, the terms and conditions of any issued policy will control. Individual coverage may vary and may not be available in all states.

The commercial insurance coverages for United Methodist Insurance are sold and serviced directly or indirectly by Sovereign Insurance Agency (CA Lic. No. 0B01380) ("Sovereign") and underwritten by various available insurance markets. Sovereign pays United Methodist Insurance a royalty for the use of its intellectual property.


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