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Who qualifies for UMIP?

Updated: Jul 19, 2022

If you’re not already a customer of UMIP, you may be wondering how to join our beneficial program. Below, we’ll break down who’s eligible to join UMIP and what are some of the great features to expect.

So, who qualifies for UMIP? Since the United Methodist Insurance Program is the only program with direct ties to the denomination, and it focuses solely on serving United Methodists 100% of the time, only current United Methodist ministries and entities qualify for UMIP. Churches, hospitals, parsonages, recreation centers, and ancillary businesses are just a few of the different entities that qualify just for being a ministry of The United Methodist Church.

What are some of the features and benefits of UMIP?

  • Competitive pricing

  • Expanded top-tier carrier network

  • Tailored coverage

  • Outstanding customer service

  • Risk management resources

  • Coverage that meets the minimum requirements set by the General Council on Finance and Administration

  • Requotes available to reflect how your ministry currently operates

Products offered by UMIP:

  • Property & Casualty

  • Commercial auto

  • Umbrella

  • Cyber liability

  • Sexual misconduct

  • Terrorism

  • Workers’ compensation

  • Employment practices liability

  • Professional liability (E&O)

  • D&O

  • Other coverages

Peace of mind for your ministry

When you are covered by UMIP, we will be there when you need us. As a part of the denomination, we understand the unique needs of United Methodist churches and their operations, which is reflected in our coverage options. Your ministry deserves outstanding insurance and UMIP works for you each day to help protect your church’s people, property, and finances. Let's talk!


This content has been prepared by United Methodist Insurance Company (UMI) for informational purposes only. No article or document may accurately contemplate all possible scenarios or church resources. As such, this information is meant to foster discussion by the individual church and its members to develop a plan tailored to its own circumstances. UMI is providing this information with no warranties or guarantees of any kind and it should not be viewed as legal, financial, or other professional advice. All liability is expressly disclaimed. Any claim examples described herein are general in nature, may or may not be based on actual claims, and are for informational purposes only. Any coverage available for a claim is determined from the facts and circumstances of the claim as well as the terms and conditions of any applicable policy, including any exclusions or deductibles. In the event of a conflict with the content herein, the terms and conditions of any issued policy will control. Individual coverage may vary and may not be available in all states.

The commercial insurance coverages for United Methodist Insurance are sold and serviced directly or indirectly by Sovereign Insurance Agency (CA Lic. No. 0B01380) ("Sovereign") and underwritten by various available insurance markets. Sovereign pays United Methodist Insurance a royalty for the use of its intellectual property.


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