top of page

2022 is almost here. Have you reviewed your insurance recently?

Updated: Jul 22, 2022

It’s hard to believe that 2021 is almost over, but 2022 will be here before you know it! If your church is one of the many that has an insurance renewal early in the new year, now is a great time to review your coverage.

Why should you review your insurance now?

Avoid last minute stress

If your insurance is due to renew on January 1st, consider how busy the fast-approaching holiday season can be. To allow enough time to get a thorough coverage review and search for the best possible pricing available, it is a good idea to begin the process now rather than waiting until the last minute. You may need to adjust your insurance or discuss your coverage with other church leaders, so consider your schedule and ministry’s timeline.

You could save money now rather than later

While you can shop your coverage at any point during the year, why wait to see if you could start saving? By reviewing your coverage now, you could see how much money you could be saving your church today.

Appropriate protection for your ministry

Sometimes, the insurance your church has isn’t appropriate to help protect your people and property. For example, you may benefit from additional products or changing limits. With a coverage review, you can examine your current policy and identify potential areas where your insurance may be lacking. You could also see if you can secure the outstanding coverage solutions you need at better rates.

Is your church in a multi-year, ‘guaranteed premium’ policy? You can still switch!

Multi-year policies may promise your price won’t increase for a certain number of years, and while this is typically true, it can also mean that your price won’t go down to reflect industry trends. Luckily, it is still possible to switch your coverage even though you are in a multi-year policy.

The end of the year is fast approaching. See if your church is saving as much as it can on its insurance today!

When you are covered by UMIP, we will be there when you need us. Churches have unique needs. As a part of the denomination, we understand the unique needs of United Methodist churches and their operations, which is reflected in our coverage options. Your ministry deserves outstanding insurance and UMIP works for you each day to help protect your church’s people, property, and finances.

Let's talk! Contact us at 484-654-3380 or at


This content has been prepared by United Methodist Insurance Company (UMI) for informational purposes only. No article or document may accurately contemplate all possible scenarios or church resources. As such, this information is meant to foster discussion by the individual church and its members to develop a plan tailored to its own circumstances. UMI is providing this information with no warranties or guarantees of any kind and it should not be viewed as legal, financial, or other professional advice. All liability is expressly disclaimed. Any claim examples described herein are general in nature, may or may not be based on actual claims, and are for informational purposes only. Any coverage available for a claim is determined from the facts and circumstances of the claim as well as the terms and conditions of any applicable policy, including any exclusions or deductibles. In the event of a conflict with the content herein, the terms and conditions of any issued policy will control. Individual coverage may vary and may not be available in all states.

The commercial insurance coverages for United Methodist Insurance are sold and serviced directly or indirectly by Sovereign Insurance Agency (CA Lic. No. 0B01380) ("Sovereign") and underwritten by various available insurance markets. Sovereign pays United Methodist Insurance a royalty for the use of its intellectual property.


bottom of page